Privacy Policy

Last updated: 1/31/2026

1. Introduction

AI Marketplace ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information.

2. Information We Collect

2.1 Personal Information

  • Name and email address
  • Payment information (processed securely by our payment processor)
  • Profile information
  • Bank account details (for sellers receiving payments)

2.2 Automatically Collected Information

  • IP address and browser type
  • Device information
  • Usage data and analytics
  • Cookies and similar technologies

3. How We Use Your Information

3.1 Service Delivery

  • Process transactions and payments
  • Provide customer support
  • Send transactional emails
  • Manage user accounts

3.2 Platform Improvement

  • Analyze usage patterns
  • Improve platform features
  • Detect and prevent fraud
  • Ensure platform security

3.3 Communication

  • Send important updates
  • Respond to inquiries
  • Send marketing communications (with your consent)

4. Information Sharing

4.1 We Share Information With:

  • Payment Processors: To process transactions securely
  • Service Providers: For platform hosting and analytics
  • Legal Authorities: When required by law

4.2 We Do NOT:

  • Sell your personal information to third parties
  • Share your data for advertising purposes without consent
  • Disclose sensitive financial information

5. Data Security

We implement industry-standard security measures to protect your data:

  • Encryption in transit (HTTPS/TLS)
  • Encrypted password storage (bcrypt)
  • Secure payment processing (PCI-DSS compliant)
  • Regular security audits
  • Access controls and authentication

6. Your Rights

6.1 Access and Control

You have the right to:

  • Access your personal information
  • Correct inaccurate data
  • Request data deletion
  • Export your data
  • Opt-out of marketing communications

6.2 Data Retention

We retain your data for as long as your account is active or as needed to provide services. Financial records are retained for 7 years per legal requirements.

7. Cookies

7.1 Types of Cookies We Use:

  • Essential: Required for platform functionality
  • Analytics: Help us understand usage patterns
  • Preferences: Remember your settings

7.2 Managing Cookies

You can control cookies through your browser settings. Note that disabling essential cookies may affect platform functionality.

8. Third-Party Services

Our platform uses third-party services:

  • Payment Processing: Stripe (see Stripe Privacy Policy)
  • Analytics: Usage tracking and performance monitoring
  • Email Service: Transactional email delivery

9. Children's Privacy

Our platform is not intended for users under 18 years old. We do not knowingly collect information from children.

10. International Data Transfers

Your data may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place.

11. Changes to Privacy Policy

We may update this policy periodically. We'll notify you of significant changes via email or platform notification.

12. Contact Us

For privacy-related questions or to exercise your rights, contact us at:

13. GDPR Compliance (EU Users)

If you're in the EU, you have additional rights under GDPR:

  • Right to be forgotten
  • Right to data portability
  • Right to object to processing
  • Right to lodge a complaint with supervisory authority